Risk Management Situation

Risk management comprises, amongst others, of capital adequacy, asset quality, non-performing loan, expenditure- income ratio and return on Asset (ROA), return on Equity (ROE) and non-performing loan (NPL). These indicators suggest lack of presence of prudential surveillance on the financial sector and profitability of bank. First, large-scale scams such

What is Credit Situation of Monetary Policy

The target of credit in private sector in the current MPS (Monetary Policy Statement) has been set at 15.5 percent by December 2013. This target is 3.0 percentage points less than the target (18.5 percent) of previous monetary policy statement. The target of MTMF in domestic credit and credit in private sectors were based on contractionary mode.

Development and Non-Development Expenditure

Of the total public expenditure, target of Tk. 222,491 crore (18.7 percent of GDP) for FY 2013-14, the allocated amount for non-development and other expenditure is Tk. 156,621 crore (13.2 percent of GDP) and ADP expenditure is Tk. 65,870 crore (5.5 percent of GDP). In the previous fiscal year (FY 2012-13), ADP expenditure was Tk. 52,068 crore

Debt Burden

Per capita debt burden, which is the sum of per capita domestic debt as well as per capita external debt, has been increasing over the years. Specially, since FY 2006-07 per capita debt burdens have been showing a sharp increasing trend. In FY 2012-13 and FY 2011-12, per capita debt burden has increased by Tk. 407.65 and Tk. 656.20 respectively. In FY 2012-13, per capita